Life Insurance Alpharetta

Life Insurance Alpharetta – 8:30am-5:30pm 8:30am-5:30pm 8:30am-5:30pm 8:30am-5:30pm 8:30am- 5:30pm Closed today Closed today

As an agent for Farmers of Alpharetta, we help families and individuals discuss insurance options and prepare financially for an uncertain future.

Life Insurance Alpharetta

Who depends on your income for their well-being? How do you protect their financial future? My name is Nikita Kondratev. I work with individuals, families and small businesses in Alpharetta, Georgia. Life insurance is one of the most important insurances for your family. Knowing you have the insurance you want, you can face financial uncertainties with the confidence that you are providing financial assistance to those who might otherwise be left behind. . Whether it’s term, whole life or universal life insurance, we want to understand your goals and discuss your options so that you can choose the product you want.

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Protecting your family home requires more than a good alarm system. For most of us, a home is the most expensive purchase we’ve ever made, and a mortgage is the biggest debt we’ve ever paid off. Life insurance income helps families work hard to maintain their homes. Contact me today to help prepare you financially for tomorrow.

Food, clothing, vacations, education… Raising children is without a doubt a huge financial burden. So that a personal tragedy doesn’t turn into a financial one, life insurance earnings can financially help those you leave behind. Let us help you assess your needs and choose a solution.

Who depends on your income now and in the future?Building a nest for your spouse? Supporting a loved one with special needs? Applying for life insurance today can help provide financial support when you’re gone. We can help you determine the type of life insurance you need and the coverage you need.

People are a company’s greatest asset and greatest expense. Life insurance can cover a business against the loss of key employees, finance the transfer of a business when an owner or partner dies, or preserve valuable employees as a long-term benefit. It helps you to As a business owner myself, I understand how important planning is for these issues.

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• The guaranteed premium remains unchanged for the first 10-30 years of the policy and increases annually with age.

• Especially popular with young families who need a lot of coverage but have not yet reached their maximum income.

• The premium will not increase from the date the policy is issued until the age of 100 and the premium is no longer required.

• Whole life insurance is the most conservative type of whole life insurance with guaranteed premium levels, guaranteed cash value accumulation and guaranteed death benefits.

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Similar to whole life insurance, universal life insurance offers the possibility of lifelong coverage up to the age of 121. However, you can have flexibility in the timing and amount of premiums

• Select the amount of premium to be paid within the limits of the contract. This payment will be credited to a separate account within the policy and the cost of the policy will be deducted from your account each month. The policy is valid as long as you have enough money in your account to cover the deductible.

• In difficult times, you can pay less or even stop paying your premiums.

Lifetime coverage (or the life of the policy) is guaranteed if all premiums are paid to maintain a valid policy.

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A death benefit is guaranteed according to the terms of the contract and is subject to the payment of a premium.

The cost of keeping policies in effect increases over time. This policy may expire if you do not pay sufficient premiums to continue your coverage. Getting the right life insurance policy is essential to planning for the future of you and your loved ones. Life insurance helps you keep your promises to your family when you die.

Don’t leave your and your loved ones’ futures to chance. Berger & O’Neal Insurance can help you find the right Atlanta life insurance policy for you and ensure that your insurance continues to meet your needs.

For each Georgia neighbor, the right life insurance policy is unique and depends on your personal and financial needs. As your life changes, you may need to change your life insurance coverage to meet your current needs. Life changes that require policy “adjustments” include:

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Berger & O’Neal Insurance can help you choose the life insurance that best suits your needs. There are several different types of life insurance products available, but the most common are:

What type of life insurance is right for you? Talk to the Berger & O’Neal Insurance team. Let us help you identify the protection that works best for you.

Having the right life insurance is essential for planning now and for the future. Life insurance not only provides protection for your family after you die, many life insurance options offer other benefits and investment opportunities that you can take advantage of while you are still alive.

Life Insurance Death Benefit – When you die, your designated beneficiaries or beneficiaries receive income that can be used to pay funeral expenses, debts, tuition, property taxes, or substantially any financial needs ( tax exempt) is provided by life insurance. The policy also helps protect the business by allowing partners to buy out the deceased partner’s stake and avoid forced liquidation.

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Life Insurance – Cash gains on perpetual (whole life) insurance contracts are tax deferred. That means you don’t have to pay tax on your cash increase unless the cash is withdrawn. Loans and withdrawals can be made against the cash value of permanent life insurance to help with expenses such as college tuition and a home down payment.

Different life insurance coverage is appropriate for each Georgia client. Talk to the Berger & O’Neal Insurance team today to find out how you can protect your family and your future with the right life insurance. Become a Life Insurance Agent or Financial Advisor* in the Greater Atlanta area. Build a career with a company that helps build a better future. New York Life gives you the essential tools and resources to help you build the career you want.

As Managing Partner, my job is to help our clients shape and grow their businesses. My team and I work every day to ensure our agents benefit from industry-leading tools and resources. In our office, we are a true team working together to help you reach your full potential. Learn more about your career goals and ambitions and how we can help you achieve them. Let’s talk. We look forward to hearing from you soon.

PUNEET SETH – Managing Partner 3655 BROOKSIDE PARKWAY SUITE 400, ALPHARETTA, GEORGIA 30022 Office: 770-730-2000 Cell: 732-762-2345 Email: pseth@

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For over 170 years, New York Life has kept our promises, kept our promises, and been there for our customers when they needed us most. It is this tradition that drives our success and cements our belief in the simple idea that together we all succeed. When you join New York Life, you’ll find a supportive culture with proven resources, tools and training. All of these are invested in goals and ambitions. Start advancing your career.

At New York Life, we believe it’s important to support our agents and employees with modern offices that provide the resources you need and the environment you’ll love. It’s just good business.

New York Life gives you the best of both worlds. That means you have the freedom to open your own practice while still qualifying for pension plans and other potentially valuable benefits. ***

As part of our team, you’ll have access to industry-leading tools, training, and resources so you’re always in control of your bottom line.

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As a New York Life agent, you get extensive training and continuous learning opportunities supported by a team of experts to help you grow your business, including:

Through services ranging from life insurance to financial strategies, we have helped millions of people turn their love of family into insurance to protect them. We stand by each of our customers, providing guidance and support during life’s best moments.

New York Life agents are neighbors, family and friends who represent the diverse cultures, communities and values ​​that make us who we are. Doing good and serving those around us is at the heart of what we do. Our agents bring that spirit to their work. Additionally, we volunteer over 136,000 hours and donate $1.5 million to local charities and charities each year.

* Start as an insurance agent and qualify to become a licensed financial advisor.

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** After 3 years of training, our agents become independent life insurance agents and can represent our clients.

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